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Deposits and Advances
Term-deposit Products
								DBBL Deposit Plus Scheme (DPS)
| Minimum/Maximum amount per unit of DPS | BDT 500.00 to BDT 50,000.00 (Multiple of BDT 500.00) | 
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| Tenor of the product | 3, 5, 8 & 10 years. | |
| Interest Rate | 9.50% p.a. | |
| Excise Duty & VAT | As per Government Rules | |
Loan/OD against DPS  | 
																
																     Loan/OD maybe availed upon fulfillment of terms and conditions applicable for loans and advances extended by the bank against the DP Max 90% of deposited amount but minimum taka 45,000.00 Interest will be 3.00% above from the scheme rate The tenor of the loan should be maximum 05 (five) years or the maturity of the deposit scheme whichever comes earlier.  | 
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DBBL Children Education Savings Scheme (CHESS)
| Minimum/Maximum amount per unit of DPS | BDT 500.00 to BDT 50,000.00 (Multiple of BDT 500.00) | 
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| Tenor of the product | 3, 5, 8 & 10 years. | |
| Interest Rate | 9.70% p.a. | |
| Excise Duty & VAT | As per Government Rules | |
Loan/OD against DPS  | 
																
																     Loan/OD maybe availed upon fulfillment of terms and conditions applicable for loans and advances extended by the bank against the DPS Max 90% of deposited amount but minimum taka 45,000.00 Interest will be 2.00% above from the scheme rate The tenor of the loan should be maximum 05 (five) years or the maturity of the deposit scheme whichever comes earlier.  | 
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*Only for Bangladeshi Students in the age group from 6 to below 18 years
DBBL Millionaire Deposit Scheme (MDS)
| Minimum/Maximum amount per unit of DPS | BDT 6,770.00 to BDT 26,108.00 | 
															|
| Tenor of the product | 3, 4, 5, 6, 7, 8, 9 & 10 years. | |
| Interest Rate | 9.50% p.a. | |
| Excise Duty & VAT | As per Government Rules | |
Loan/OD against DPS  | 
																
																     Loan/OD maybe availed upon fulfillment of terms and conditions applicable for loans and advances extended by the bank against the MDS Max 90% of deposited amount but minimum taka 45,000.00 Interest will be 3.00% above from the scheme rate The tenor of the loan should be maximum 05 (five) years or the maturity of the deposit scheme whichever comes earlier.  | 
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Term Deposit Account
Term Deposit (for Corporate & others):
| i) Below BDT 1 Million | |||||||||
| ii) BDT 1 Million - Below 10 Million | |||||||||
| iii) BDT 10 million & above | |||||||||
Term Deposit (for individual, employees PF & other benefits fund including retirement benefits of Govt. and Pvt. Org ):
| As per BRPD Circular-17 dated 08/08/2021 | |||||||||
TERM DEPOSIT FOR INDIVIDUALS AND CORPORATES:
| 13 Months FDR (For Individual) | ||
| 13 Months FDR (For Corporate) | ||
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