DBBL Loyalty Program:Reward point is a special loyalty program that allows cardholders to earn points for spending through DBBL Credit Cards. All types of purchase transactions using Credit Card [Example: PoS purchase, E-Commerce purchase, QR Purchase etc.] will be eligible to earn reward points. Non-purchase transactions such as Cash Advance, Add Money/Fund Top Up in Mobile A/C (e.g. MFS/e-wallet), Reversal Transactions or other transactions of similar nature will not be eligible to earn reward points.

REWARD PROGRAM FOR VISA/MASTERCARD CLASSIC & GOLD CREDIT CARD HOLDERS

Points Criteria	Reward Points Range	Facility
Cardholder can earn 1 Reward Point for spending (PoS purchase/ E-Commerce purchase/ QR Purchase) every BDT 50/ USD 1	Up to 499	No facility
	500 to 999 points	50% waiver on annual fee
	1,000	100% waiver of Annual Fee
	Above 1000 points	BDT 1 for every 3 points earned beyond 1000 points which will be credited to respective credit card account, upon receiving SMS confirmation from card holder.

REWARD PROGRAM FOR VISA PLATINUM & MASTERCARD TITANIUM CREDIT CARD HOLDERS

Points Criteria	Reward Points Range	Facility
Cardholder can earn 1.5 Reward Point for spending (PoS purchase/ E-Commerce purchase/ QR Purchase) every BDT 50/ USD 1	Up to 999	No facility
	1000 to 1499 points	50% waiver on annual fee
	1500 to 2000 points	100% waiver of Annual Fee
	For every 1000 point over 1500 points	100% waiver on annual fee of each Supplementary Card
	Above 2000 points	BDT 1 for every 3 points earned beyond 2000 points which will be credited to respective credit card account, upon receiving SMS confirmation from card holder.

REWARD PROGRAM FOR VISA SIGNATURE CARD & MASTERCARD WORLD CREDIT CARD HOLDERS

Points Criteria	Reward Points Range	Facility
Cardholder can earn 2 Reward Point for spending (PoS purchase/ E-Commerce purchase/ QR Purchase) every BDT 50/ USD 1	6,000 Points	100% waiver on annual fee of supplementary card or 50% waiver on annual fee of primary card for a year
	12,000 Points	100% waiver on annual fee of primary card for a year
	16,000 Points	1 complementary buffet Dinner Coupon at top hotels (Le Meridien/ Westin/ Intercontinental/ Sheraton/ Radisson Dhaka & CTG/ Grand Sultan Sylhet/ The Palace Sylhet/ Hotel Cox Today/Other prominent Hotels etc. as per bank’s arrangement)
	25,000 Points	Complementary One Night stay (One double room for two persons) at Le Meridien/ Westin/ Intercontinental/ Sheraton/ Radisson Dhaka & CTG/ Grand Sultan Sylhet/ The Palace Sylhet/ Hotel Cox Today/Other prominent Hotels etc. as per bank’s arrangement.
	60,000 Points	One complementary return Dhaka-Bangkok -Dhaka Air Ticket (Economy Class)

0% InstaPay: Now DBBL credit cardholders has the option of convert their retail purchase or bill payment above Tk. 3,000 in 3,6,9,12,18,24,36 Equal Monthly Installment at 0% Interest under "0% InstaPay" program. You can purchase your desired product ranging from electronics, furniture, mobile phone, automobiles etc. even pay your medical bill at our "0% InstaPay" partners. For 0% InstaPay partners list, please click here

Easy Pay, Easy Buy, Easy Loan:Now DBBL Credit card holders has the privilege to convert their retail purchase, utilized and un-utilized limit up to 36 months Equal Monthly Installment at attractive rates. Card holders can apply for these facilities simply by calling 24/7 call center at 16216. For details, please click here

150+ Discount Partner: DBBL credit card holders can enjoy up to 50% discount facilities at our 150+ discount partner outlets ranging from shopping, dining, travelling, life style shops, restaurants, fashion house, medical services, hotel & resorts etc.

Two Factor Authentication (2FA):DBBL introduces the globally standard security feature to complete your online transaction. To do an e-commerce transaction, DBBL will issue temporary time sensitive token for every online transaction. This makes sure that no one but you are the charge of your account. Tokens are issued through your preferred channel i.e. Hardware Token or Software Token.