Core Benefits of DBBL Nexus Visa Signature Card

1^STEMV Credit Card: DBBL is pioneer in bringing EMV chip-based card for the cardholders of Bangladesh. The Nexus Processor Chip guarantees that your card can not be copied. It is the most secure card in the world.

50 Days Interest free period: Enjoy maximum 50 days interest free period for purchase through POS & e-Commerce.

Lowest Interest rate: Enjoy the lowest interest rate for any purchase and cash withdrawal. Current rate of interest is monthly 1.5% only.

Zero cash Withdrawal fee: DBBL has the largest ATM network facility all over Bangladesh. Card holders can withdraw 50% of credit limit from any DBBL ATMs without any fee. However, interest will be applied from the day of cash withdrawal @ 18% per annum.

Fund Transfer Facility: Card holders can transfer fund up to 50% of the card limit to cardholders’ respective DBBL account. 1% fee will be charged but card holders will enjoy a maximum of 50 days grace period.

Supplementary Cards: The supplementary Card holders can enjoy many exciting benefits such as complementary annual health checkup at top hospitals, access to 1300+ priority lounges at airports across the world, Buy 1 Get 1/2/3 free offers at finest hotels, and exclusive discounts at top brands, like the primary cardholder. These supplementary cards are issued at a fee of 50% of primary card with separate Travel Quota (TQ) limit.

Zero Late Payment Fee: No late payment fee for minimum payment. However, If the minimum amount is not paid within the payment due date, additional 2% p.a. interest will be charged on the unpaid minimum due amount.

Worldwide 50% Cash Withdrawal Facility: Card holder can withdraw 50% of its credit limit from any ATM acceptable across the world. Cash withdrawal fee and interest will be applicable.

Transaction Alert: Free SMS transaction alert for any transaction at your mobile even when the number is roaming.

Flexible Payment Facilities: Payment of credit card bills through NexusPay app, Branch, Internet Banking, ATM and fast Tracks across the country.

Complimentary Annual Health Checkup

Both principal and supplementary cardholder will be entitled to complimentary annual health checkup at top hospitals (i.e., Square/United/Evercare Hospital etc.), once in a year.

Tests included in Health Checkup facility: 

Offer Claim Process:

1. Card holder will inform/place a request to Relationship Manager (RM)/Deputy Branch Manager/Branch Manager/Call Center agent for availing the offer at Square/United/Evercare Hospital.

2. Bank will inform the hospital authority over email/letter with all necessary customer details with a copy to the card holder.

3. Card holder will visit the designated hospital desk on reserved date, show the card and request for health checkup facility.

4. Hospital will provide the complementary health checkup facility to the card holder upon preserving some basic information.

Complementary Airport Pick & Drop Service at Dhaka, Chattogram & Sylhet Metropolitan City

You will be entitled to avail Airport Pick & Drop service for international travels at Hazrat Shahjalal International Airport (HSIA) Dhaka, Shah Amanat International Airport, Chattogram and Osmani International Airport, Sylhet. One way travel will be counted as single use. Only principal card holder will be entitled to avail maximum 4 (i.e. Four, for each card) complementary airport pick and drop facility within a year. From 5th use onward, card holder will be charged for the service.

Offer Claim Process:

1. Card holder may request/cancel“Airport Pick & Drop Service”through concerned Relationship Manager (RM)/Deputy Branch Manager/Branch Manager/Call Center agent minimum24 hours before the flight.

2. Bank will inform the “Airport Pick & Drop” service provider over email/letter with all necessary customer details with a copy to the card holder.

3. “Airport Pick & Drop” service provider will provide the facility to the card holder on preferred date and time.

Meet & Greet Assistance at Dhaka & Sylhet International Airport

You will be entitled to Meet & Greet services at Hazrat Shahjalal International Airport (HSIA) Dhaka and Osmani International Airport, Sylhet during your departure and arrival. Details of the services are provided below.

The card holder along with one adult companion and two children aged below 12 years may avail this service for unlimited times in a year. For the passengers more than the above number,card holder will be charged as per the rate of service provider.

Offer Claim Process:

1. Card holder will inform/place a request to concerned Relationship Manager (RM)/VIP Banking Lounge/Deputy Branch Manager/Branch Manager/Call Center agent for availing the offer.

2. Bank will inform the “Airport Pick & Drop” service provider over email/letter with all necessary customer details with a copy to the card holder.

3. Service provider will provide the facility to the card holder on preferred date and time.

Lounge Facility at Selected Dutch Bangla Bank Branches

• You will be entitled to get unlimited free access to selected DBBL VIP Banking lounges & VIP Zones and avail state of the art banking services from these lounges/zones. Presently, there are 10 VIP Banking lounges and many VIP Zones across the country.

• Monthly 5 (Five) guests/family members along with the card holder may enjoy complementary access to these lounges. For additional guests/family members, the card holder will be billed as per service agreement rates.

• Cardholders/companions may enjoy complementary refreshments at the lounges.

Exclusive Loyalty Program

Your credit card’s exclusive loyalty program allows you to earn points on your spending with DBBL Nexus Visa Signature Card. You can earn 2 Reward Point for spending every Tk. 50/ USD 1 for local/international purchase transactions [Example: PoS purchase, E-Commerce purchase, QR Purchase etc.]. Non-purchase transactions such as Cash Advance, Add Money/Fund Top Up in Mobile A/C (e.g. MFS/e-wallet), Reversal Transactions or other transactions of similar nature will not be eligible to earn reward points. You may avail exciting complementary offers by redeeming your earned reward points.

Reward Point redemption Process

• Bank will automatically redeem necessary reward points from accumulated reward point balance of the card, for automatic Annual Fee waiver. In such case, Annual Fee of Principal Card and Supplementary Card will be waived respectively. After automatic reward point redemption for Annual Fee waiver facility, card holder will be notified through SMS.

• For Cash reward redemption, bank will send a SMS notification to card holder for confirmation of redemption. If card holder sends a reply SMS with “Y”, then bank will credit the eligible cash reward to the respective credit card account.

• If any Card holder intends to stop automatic “Annual Fee Waiver” facility, then he/she has to request the same to the bank in writing.

• All other rewards, except Annual Fee Waiver and Cash Credit Facility may be redeemed by the Card holder, on claim basis. By redeeming Reward Point balance card holder may claim same/alternative reward multiple times. Card holder has to settle all existing overdues before placing the reward redemption request. Card holder’s reward point status will be shown in both paper, e-statement, Internet Banking, NexusPay or any other method deemed appropriate by the bank management. Principal card holder will be entitled to claim any reward, once s/he has sufficient reward point balance to claim the reward. Card holder cannot place reward redemption request at the time of closing the card, which implies that s/he has to redeem the points before closing the card.

Access To 1300+ Global Airport Lounges

Complimentary Priority Pass:

You will be entitled to complementary “Priority Pass” against your DBBL Nexus Visa Signature Card and supplementary cards. Both Primary & Supplementary Card Holder/s along with guests can get unlimited free access to over 1300 airport lounges (where priority lounge is available) across the world in a year. However, the primary or supplementary card holder will be allowed to accompany maximum three (3) guests during each visit. Priority Pass membership card and boarding pass must be presented when you visit the participating lounges.

What is a Priority Pass?

Priority Pass is the world’s leading airport lounge access program, providing an airport lounge for wherever your travel takes you, regardless of your class of travel or airline flown. Whether you travel infrequently or are a seasoned, regular Traveler, Priority Pass can ensure that your journey always begins stress free at one of 1300+ airport lounges across 600 cities in over 148 countries worldwide. Through the Priority Pass app, Members can also access exclusive retail, dining, spa and sleeping options in selected airports.

Benefits of Priority Pass:

• Access to over 1300 airport+ lounges worldwide in over 148 countries

• Complimentary refreshmentsp>

• Space to work or wind down before your flight

• Free Wi-Fi and handy charging points in most lounges

• Comfortable seats and quiet spaces

• Space to work or wind down before your flight

• Conference rooms, showers and other facilities in selected lounges

• Access to exclusive retail, dining, spa and sleeping options in selected airport

To know more about the list of airport lounges and their facilities, please install “Priority Pass” application in your smart phone or visit www.prioritypass.com

Enjoy Exclusive Access To Balaka VIP Lounge At Hazrat Shahjalal International Airport (HSIA), Dhaka

Hotel InterContinental, Dhaka has exclusive VIP lounge facilities at Hazrat Shahjalal International Airport, Dhaka. As a DBBL Nexus Visa Signature card holder, you and your companion/s will have exclusive access to this Balaka VIP lounge

Terms of Usage for Lounge Facilities:

(International VIP Lounges/Balaka VIP Lounge)

DBBL Nexus Visa Signature card holders (Both Primary & Supplementary Card Holders) along with guests can get unlimited free access to Balaka VIP lounge. However, the card holder will be allowed to accompany maximum three (3) guests during each visit. Any of the primary card or supplementary card or a priority pass may be used to avail the above facility. Long distance telephone calls and fax facilities are all subject to payment. Conference facilities must be reserved in advance and are also subject to payment. Please call: +88028914248 to make a booking. Unlimited number of visits to airport lounges is allowed. However, principal credit card holder shall be billed as per the lounge’s prevailing visit fee structure for any guest visit exceeding the above-mentioned visit criteria. Please note that, the lounge staff may swipe your Priority Pass or your Credit Card while accessing the lounge. Your credit card may be charged by taka equal to the number of persons accessing the lounge.

Value Plus Services Of DBBL Nexus Visa Signature Card

0% InstaPay:

Under this facility, you will have the option to convert any retail purchase or bill payment above Tk. 3,000 in 3/6/9/12/18/24/36 Equal Monthly Installment at 0% Interest. You can purchase your desired product ranging from electronics, furniture, mobile phone etc. or even convert your medical bill into this facility from 1250+ “0% InstaPay” partner outlets.

Enjoy Exciting Discounts & Offers:

Enjoy exciting discount facilities at nationwide discount partner outlets ranging from shopping, dining, travelling, life style shops, restaurants, fashion house, medical services, hotel & resorts etc.

Secured e-Commerce:

E-commerce transaction facility will be activated by default in your card. You can use full local (BDT) limit for local e-commerce transactions and use full endorsed limit for international e-commerce transactions. All transactions are secured by global security features; OTP based2-factor authentication. You may also get hardware token and do transactions securely.

Enjoy Buy1 Get 1/2/3 Free Offer at top Five Star Hotels:

As our DBBL Nexus Visa Signature card holder, you will be entitled to avail unlimited Buy 1 Get 1/2/3 Free offers in a calendar year at top five star partner hotels.

Get The Best From Your Card With Nexuspay

To enjoy state-of-the-art cardless digital banking services please download and install NexusPay (e-wallet) in your smart phone. You can easily add your DBBL Nexus Visa Signature Card in this app and use it for various day-to-day payments such as Credit Card Bill Payment, Mobile top-ups, Utility bill payments, Academic fee payments, City Corporation Holding Tax Payments, Cable TV Payment, Government Fee Payment, Insurance Premium Payment, Internet Bill Payment etc. You can also use it to send money to any DBBL Core Banking, Agent Banking or Rocket (Mobile Banking) account. Funds in DBBL accounts can be transferred to other banks using this application. Moreover, you can add money in virtual “Loyalty Points Card” from any local Visa/MasterCard and use the fund for mobile top-ups, bill payments or QR payments at merchant outlets. You can also open a DBBL account with this app anytime-anywhere. You will be able to make payments at 21436+ merchant points across the country using NexusPay QR payment facility. You can register your vehicle for virtual Toll Card on NexusPay. With this card you can pay toll of 9 major bridges across the country and pass-through fast track lanes. Various other services such as Balance inquiry, Mini statement, Request money, e-commerce etc. are also available in this application.

Enjoy E-Commerce With Your DBBL Nexus Visa Signature Card

E-commerce transaction facility will be activated by default in your card. You can use full local (BDT) limit for local e-commerce transactions and use full endorsed limit for international e-commerce transactions. All transactions are secured by global security features; OTP based 2-factor authentication. You may also get SecureID Token (Hardware token) and do transactions securely.

Enjoy Easypay, Easybuy & Easy Loan

Easy Pay, Easy Buy and Easy Loan are three unique products for converting DBBL Credit Card outstanding into Equal Monthly Installments (EMI). DBBL is the first bank in the country to introduce three unique EMI conversion options for Credit Card holders at the same time. Customers will be able to apply for these products simply by calling DBBL Contact Center at 16216. DBBL Credit Card holders may also apply for these products from any DBBL Branch by filling up an application form.

Easy Pay is an installment plan that allows Credit Card holders the flexibility to convert their credit card outstanding (Minimum BDT 20,000 or above, full/partial amount) into an installment scheme. The card holder pays back the amount at a flat rate of interest per year over a tenor ranging from 3 to 36 months. You can request the bank for the conversion of his outstanding limit into installment facility mentioning the tenor & amount.

Easy Buy is an installment plan that allows our all DBBL Credit Card holders the flexibility to convert payment of any of their retail purchase (Minimum amount of BDT 10,000 or above) made through DBBL Nexus Credit Card into an installment scheme. The card holder pays back the amount at a flat rate of interest per year over a tenor ranging from 3 to 36 months. The facility can be availed both for POS or e-Commerce transaction. You can avail this facility for any retail transaction. Upon making the required purchase/ transaction customer has to inform the bank before the statement date through call center and make a request for the installment facility mentioning the transaction, amount or tenor.

Easy Loan is an installment plan that allows our all DBBL Nexus Credit Card holders to convert the available limit (unused limit, Minimum amount of BDT 50,000 or above) of their card into an installment scheme. The card holder pays back the amount at a flat rate of interest per year over a tenor ranging from 3 to 36 months. You can request the call center or nearest DBBL branch for the facility mentioning the transaction amount and tenor. Upon customer’s request the available limit of the card will be transferred to your linked savings account with DBBL.

Required Documents for Credit Card Application

Fees & charges