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SME Banking

DBBL Property Loan “Janala”

Purpose For SME business purpose-


To buy new or old house /flat/ commercial space
To construct /extend of existing house /flat/commercial space
To renovate /alteration of existing of existing house /flat/commercial space
Taking over of the existing housing loan from other bank/Financial institutions.

Target Customers Any legitimate business under Cottage, Micro, Small and Medium entrepreneurs as per definition provided by Bangladesh Bank.
Loan Amount

Maximum up to 12.00 Million or LTV Ration 70:30 or Industry ceiling as defined by Bangladesh Bank for SME Loan whichever is lower.
Interest Rate (Floating) Competitive Interest Rate
Processing Fee Nil
Renewal/ Enhancement Fee Nil
Tenure 12 to 120 months
Overdue charge Additional 2% p.a. on overdue amount
Stamp charges & VAT All relevant Stamp, CIB charges & VAT (as per Govt. rules)
Eligible Entrepreneur /Owner Nationality: Bangladeshi by birth
Experience: Prior experience is not required but valid Trade License is required.
Age: Minimum 21 years and maximum 70 years (including the tenure of the facility).