SME Banking
Dutch Bangla Bank Smart Small-Shop Financing Scheme
| Purpose | For working capital requirement as well as expansion of existing business. |
| Target Customers | Small Enterprises as per definition provided by Bangladesh Bank |
| Loan Amount | Minimum : TK. 100,000/- |
| Interest Rate (Floating) | @20.00% p.a. with quarterly rests |
| Processing Fee | Nil |
| Renewal/ Enhancement Fee | Nil |
| Tenure | 01(one) year, Renewable |
| Primary security | Secured by marketable stocks |
| Establishment | Must own/posses a shop |
| Overdue charge | Additional 3% p.a. on overdue amount |
| Stamp charges & VAT | All relevant Stamp charges & VAT (as per Govt. rules) |
| Eligible Entrepreneur /Owner | Nationality: Bangladeshi by birth Experience: As an entrepreneur must have at least 3 (Three) years business experience supported by valid Trade License Age: Minimum 21 years and maximum 65 years For renewal purposes, age may be considered up to 70 years |